Compliance, Regulatory, and Alternative Payments
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Staying Ahead in an Evolving Payments Landscape
As the global payments landscape evolves, compliance is no longer a checkbox – it’s the backbone of trust, security, and sustainable growth. Simultaneously, the emergence of crypto, stablecoins, and Central Bank Digital Currencies (CBDCs) is redefining how money moves across borders and ecosystems.
At Milestone Technologies, we enable banks, Fintech innovators, and payments providers to align with fast-changing regulatory frameworks while unlocking new possibilities through alternative payments methods. Whether you are navigating PCI DSS, DORA, CBPR+, or embracing digital assets, we ensure your business is not just compliant but also future-ready.
- Embed compliance as a core pillar for trust and sustainable growth
- Navigate complex regulations, including PCI DSS, DORA, and CBPR+
- Embrace emerging payments methods like crypto, stablecoins, and CBDCs
- Align payments systems with evolving global regulatory frameworks
- Unlock new business opportunities through compliant digital asset adoption
Our Capabilities
Enable secure, compliant, and scalable digital payments ecosystems with advanced crypto, CBDC, and stablecoin integrations, regulatory compliance, and global data sovereignty.
Crypto Integration & Enablement
We enable secure, compliant crypto adoption – all the way – from wallet integrations to stablecoin settlements. Our frameworks support acceptance at checkout, tokenized asset management, and AML/KYC-aligned transaction handling, ensuring digital currency innovation is both responsible and scalable.
- Integrate crypto wallets seamlessly for secure digital currency acceptance
- Support stablecoin settlements for faster and cost-effective transactions
- Manage tokenized assets with robust governance and compliance controls
- Ensure AML and KYC compliance across all crypto payments activities
- Enable scalable and responsible adoption of digital currency innovations
Central Bank Digital Currencies (CBDCs)
As governments launch CBDC pilot programs, we enable institutions to onboard quickly and securely. Our services include CBDC wallet integration, digital–fiat interoperability, and compliance-ready transaction monitoring systems.
- Onboard rapidly to CBDC ecosystems with secure wallet integrations
- Enable seamless interoperability between digital currencies and fiat payments
- Implement transaction monitoring systems aligned with compliance requirements
- Support pilot programs with scalable, future-ready CBDC solutions
- Facilitate secure and transparent CBDC payments across financial networks
Stablecoins
We offer stablecoin integration as a reliable solution with real-time liquidity and, low-volatility settlement method. Our solutions cover merchant acceptance of stablecoins, real-time treasury flows, cross-border corridor enablement, and independent reserve auditing for trust and transparency.
- Achieve low-volatility and real-time payments settlements
- Enable merchant acceptance to expand payment method options
- Manage real-time treasury flows for improved liquidity control
- Support cross-border payments with efficient corridor enablement
- Ensure trust and transparency through independent reserve audits
PCI DSS Compliance
We implement end-to-end PCI DSS-compliant environments to safeguard sensitive payments data. From encryption, tokenization, and card vaults to ongoing audits and penetration testing, we deliver resilient systems designed for continuous compliance monitoring.
- Build secure environments to protect sensitive payments data
- Implement encryption, tokenization, and card vault solutions
- Conduct ongoing audits to ensure sustained PCI DSS compliance
- Perform regular penetration testing to identify and mitigate risks
- Maintain continuous monitoring for proactive payments security management
IPR (Instant Payments Regulation)
We enable payments systems to become compliant with Euro Unions’ instant payments mandates, including 10-second euro transfers that are compliant with fraud detection controls and instant settlement infrastructure.
- Ensure compliance with EU’s instant payments mandates for rapid euro transfers
- Enable secure 10-second payments with robust fraud detection controls
- Implement infrastructure for instant settlement across payments networks
- Align payments systems with regulatory requirements for cross-border transfers
- Support seamless adoption of instant payments to meet evolving market demands
DORA (Digital Operational Resilience Act)
We help financial institutions comply with DORA requirements with robust IT resilience, risk management, and incident reporting. Our frameworks cover business continuity planning, cloud risk assessments, and ongoing audit readiness.
- Strengthen IT resilience to meet DORA compliance standards
- Implement comprehensive risk management for payments operations
- Develop business continuity plans to ensure uninterrupted services
- Conduct cloud risk assessments for secure payments infrastructures
- Maintain ongoing audit readiness for regulatory reporting and compliance
CBPR+ (Cross-Border Payments & Reporting Plus)
We accelerate compliance with SWIFT’s CBPR+ requirements by aligning payments systems with ISO 20022 messaging and reporting standards. Our services include message format mapping, alignment, validation, migration support, and coexistence strategies.
- Align payments systems with ISO 20022 messaging and reporting standards
- Map and validate message formats to ensure accurate communications
- Support seamless migration to CBPR+ compliant payments infrastructures
- Implement coexistence strategies for smooth transition between standards
- Accelerate regulatory compliance to facilitate efficient cross-border payments
Data Localization & Sovereignty
We help organizations meet country-specific data residency requirements by designing localized data centers, encryption frameworks, and compliant storage models.
- Design localized data centers to meet regional residency requirements
- Implement encryption frameworks to protect payments data privacy
- Develop compliant storage models aligned with country-specific regulations
- Ensure payments data sovereignty without compromising accessibility
- Support global operations with regionally tailored data management strategies
Why Milestone Technologies?
Forge partnerships that create a lasting impact.
Every payments provider faces unique challenges – from compliance mandates to scalability demands or other areas. At Milestone, we deliver bespoke modernization strategies that address your core priorities while preparing you for the future of payments.
- Proven expertise: Decades of experience modernizing platforms for banks, PSPs, Fintech companies, global merchants, etc.
- Regulatory confidence: Deep alignment with global industry standards across the globe such as PCI DSS, ISO 20022, DORA, CBPR+, data localization requirements, etc.
- Resilient by design: Architectures built for high availability, disaster recovery, and elasticity to handle dynamic volumes
- Global delivery model: Onshore, nearshore, and offshore teams ensure speed, quality, and cost efficiency through multiple engagement models
- Innovation: AI, real-time analytics, and intelligent routing are embedded during modernization, making systems future-ready
200+
Clients
36
Countries
3,500+
Employees
28+
Years in Business
100%
Customized Solutions
Awards & Recognition
Get exactly what your business needs?
Want to explore how Milestone can elevate your payment systems? Get in touch with us today.
Get in touch with us today.
Frequently Asked Questions
Crypto payments must comply with AML, KYC, and tax reporting laws of the land. Milestone designs bespoke solutions that enable secure and compliant adoption tailored to each jurisdiction.
Stablecoins are privately issued digital currencies pegged to assets like USD or EUR, while CBDCs are government-issued digital currencies backed by central banks. Both enable digital payments, but CBDCs have regulatory oversight built in.
PCI DSS ensures secure handling and processing of cardholder data. Compliance protects your business from breach risks, legal penalties, and reputational damage.
DORA mandates operational resilience for EU financial entities. Milestone ensures DORA readiness through risk assessments, incident reporting, business continuity planning, and compliance monitoring. Non-compliance with DORA could lead to regulatory penalties.
CBPR+ is SWIFT’s initiative for ISO 20022 adoption in cross-border payments and cash reporting. It standardizes messaging, improves data quality, and enhances interoperability for global financial institutions.
Data localization laws mandate in-country storage and processing of sensitive data. Our solutions ensure compliance with laws, protect customer trust, and enable continued market operations.
Yes, they are secure when implemented with robust compliance frameworks. We use custody solutions, regulated partners, and tokenization/encryption to ensure alternative payments are both secure and regulatorily compliant.
Our pre-built toolkits and frameworks for PCI DSS, ISO 20022, and CBPR+ shorten delivery cycles significantly. We can typically deliver compliance readiness in weeks rather than months – depending on the scope.
We offer proactive compliance monitoring, rapid updates, and ongoing remediation services to help clients adapt as regulations evolve.
Absolutely. Our approach is compliance-first but innovation-ready, allowing you to adopt crypto, CBDCs, and stablecoins without any regulatory risk.