Embedded Payments
Home > Industries > Payments > Embedded Payments
Seamlessly Integrating Payments into Lifetime Journeys
As digital experiences evolve, payments are becoming an invisible part of the customer journey. Whether it’s booking a flight, paying for medical services, or completing an e-commerce purchase, embedded payments create frictionless experiences while unlocking new revenue streams for businesses and enhancing customer loyalty.
At Milestone Technologies, we empower organizations across industries to embed payments directly into their workflows, ecosystems, and marketplaces. Whether in travel, retail, healthcare, or financial services, our solutions are designed for seamless scalability, ensuring your business stays ahead in an increasingly digital world.
- Embed payments seamlessly into diverse customer experiences across industries
- Enhance user satisfaction by creating frictionless payment journeys
- Unlock new revenue opportunities through integrated payments workflows
- Support scalable solutions tailored for travel, retail, healthcare, and finance
- Empower businesses to stay competitive in the rapidly evolving digital landscape
Our Capabilities
Deliver tailored, scalable payments integrations that enhance customer experiences, streamline operations, and unlock new revenue streams.
Travel & Hospitality
We enable payments integrations for airlines, hotels, and travel agencies across booking engines, mobile apps, and loyalty platforms. Our services include multi-currency support,
loyalty wallet redemption, ancillary upsell integrations, and mobile POS systems for on-the-go transactions.
- Enhanced ancillary revenue per customer
- Streamlined travel and hospitality experiences
- Increased adoption and retention of loyalty programs
- Faster settlements with reduced operational costs
Retail & E-Commerce
For retailers and e-commerce businesses, we embed payments across all channels, from one-click checkout to in-store mobile POS. Our solutions support card-on-file tokenization, subscription billing, BNPL options, and wallet integrations, providing a unified and secure experience across platforms.
- Higher conversion rates and reduced cart abandonment
- Expanded revenue streams through BNPL and subscriptions
- Improved customer loyalty with omnichannel consistency
- Optimized costs through multi-rail payments routing
Healthcare
We bring seamless, compliant payments integration to healthcare platforms, allowing patients to pay directly within apps and portals. Our services cover embedding payments into EHR systems, recurring billing for prescriptions or care plans, HIPAA-compliant flows, and mobile-enabled in-clinic collections.
- Faster, more transparent patient payments
- Reduced administrative workload for providers
- Improved patient trust and satisfaction
- Greater adoption of digital health platforms
Financial Services
We facilitate banks and Fintech innovators to embed payments features into their apps, to offer services like instant transfers, bill payments, and digital wallet services. Our solutions include RTP and ISO 20022 integrations, secure recurring payments, and compliance with PSD2 and AML regulations.
- Increased engagement through super-app experiences
- Increased revenue via partner integrations and cross-sell opportunities
- Global scalability with compliance readiness
- Faster settlement and reduced cost of funds
Marketplace Distribution
For multi-party ecosystems, we build embedded payments distribution frameworks that automate complex settlements. These include split payments for multi-seller transactions, escrow models, revenue-sharing mechanisms with automated commissions, and multi-currency cross-border settlements compliant with KYC, AML, and tax regulations.
- Faster, more transparent seller payouts
- Trust and security through escrow and compliance
- Scalable onboarding and marketplace growth
- New revenue opportunities through dynamic fee models
Why Milestone Technologies?
Forge partnerships that create a lasting impact.
Every payments provider faces unique challenges – from compliance mandates to scalability demands or other areas. At Milestone, we deliver bespoke modernization strategies that address your core priorities while preparing you for the future of payments.
- Proven expertise: Decades of experience modernizing platforms for banks, PSPs, Fintech companies, global merchants, etc.
- Regulatory confidence: Deep alignment with global industry standards across the globe such as PCI DSS, ISO 20022, DORA, CBPR+, data localization requirements, etc.
- Resilient by design: Architectures built for high availability, disaster recovery, and elasticity to handle dynamic volumes
- Global delivery model: Onshore, nearshore, and offshore teams ensure speed, quality, and cost efficiency through multiple engagement models
- Innovation: AI, real-time analytics, and intelligent routing are embedded during modernization, making systems future-ready
200+
Clients
36
Countries
3,500+
Employees
28+
Years in Business
100%
Customized Solutions
Awards & Recognition
Get exactly what your business needs?
Want to explore how Milestone can elevate your payment systems? Get in touch with us today.
Get in touch with us today.
Frequently Asked Questions
Embedded payments are seamlessly integrated into digital platforms, apps, or customer journeys, making the payments process invisible to users. Unlike traditional payments that redirect to external gateways, embedded payments provide a frictionless, efficient checkout experience that boosts conversion rates.
Generally, industries such as travel and hospitality (for bookings and ancillary sales), retail and e-commerce (for one-click checkout and subscriptions), healthcare (for transparent patient billing), and financial services (for instant transfers and digital wallets) witness fast and significant gains.
Embedded payments improve customer experience by allowing customers to book, pay, or subscribe directly within their existing user journey, without needing to switch apps or re-enter payments details. This leads to faster transaction completion, higher trust, and improved customer loyalty while reducing cart abandonment.
Marketplace distribution models handle complex multi-party settlements automatically. In retail or service marketplaces, payments can be split between sellers, platforms, and service providers, with escrow, revenue-sharing, and tax compliance options, ensuring transparency for all parties.
Yes. All our embedded payments solutions are PCI DSS-certified and leverage tokenization, encryption, and strong authentication protocols. For healthcare, we ensure HIPAA compliance, and in financial services, we adhere to PSD2, ISO 20022, and AML/KYC regulations.
Absolutely. Our solutions are designed to handle multi-currency conversions, foreign exchange optimization, and compliance across 100+ markets. This ensures funds move quickly, securely, and cost-effectively across borders.
The time for implementing embedded payments solutions varies, based on the complexity of the requirement. However, with our pre-built accelerators and integrations, organizations can go live within weeks instead of months, even for multi-market or multi-industry solutions.