Real-Time Payments and ISO 20022 Remediations
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Enabling Instant, Compliant & Borderless Transactions
In today’s fast-moving payments landscape, where immediacy and compliance define competitive advantage, Real-Time Payments (RTP) and ISO 20022 stand at the forefront of modernization. RTP delivers funds instantly, anytime and anywhere, while ISO 20022 provides a standard that enables interoperability across global payments networks.
At Milestone Technologies, we bring these capabilities together to empower banks, payments providers, and fintech innovators to launch instant payments services, remediate legacy systems for ISO 20022 compliance, and integrate seamlessly with cross-border schemes. We help you connect to global payments rails and ensure your payments infrastructure is agile, regulator-compliant, and future-ready.
- Deliver funds instantly with seamless real-time payments solutions
- Achieve global interoperability through ISO 20022 compliance
- Modernize legacy systems to meet evolving regulatory standards
- Integrate effortlessly with cross-border payments networks
- Build agile and future-proof payments infrastructure for global reach
Our Capabilities
Deliver seamless, compliant, and scalable payments solutions that enable instant transfers, messaging modernization, and efficient cross-border integrations.
Real-Time Payments (RTP) Implementations
We help organizations launch and scale RTP services with minimal disruption to your daily operations. Our experience with modern technology stacks and design paradigms ensures sub-second transaction processing, round-the-clock service availability, and embedded
compliance controls covering scheme onboarding, API-first orchestration, and resilience at scale.
- Launch RTP services quickly with minimal operational disruption
- Enable sub-second transaction processing for immediate fund transfers
- Ensure 24/7 availability with resilient, high-uptime architectures
- Embed compliance controls throughout scheme onboarding and operations
- Utilize API-first design for seamless integration and orchestration
ISO Send/Receive Functions
We deliver full lifecycle ISO 20022 message management, from building, validating, and enriching outbound messages to ingesting and routing inbound messages into core systems while enabling seamless communication across networks.
- Manage end-to-end ISO 20022 message creation and validation
- Enrich outbound messages to meet network and regulatory requirements
- Efficiently route inbound messages into core payments systems
- Ensure seamless interoperability across diverse payments networks
- Support continuous communication for real-time transaction processing
ISO 20022 Remediations
- Bridge legacy messaging and ISO 20022 standards seamlessly
- Manage accurate data field mapping and validation processes
- Enrich payments data to comply with modern messaging requirements
- Execute zero-downtime migrations through parallel run strategies
- Ensure continuous operations during payments messaging modernization
Cross-Border Scheme Integrations
We connect your systems to SWIFT, regional RTP networks, and alternative payments schemes. With smart routing, FX transparency, and regional-specific compliance, we simplify cross-border operations while enhancing security and efficiency.
- Connect seamlessly to SWIFT, regional RTP networks, and alternative payments schemes
- Optimize transactions with intelligent routing for cost and speed
- Ensure transparency in foreign exchange processes for better control
- Comply with region-specific regulations to avoid operational risks
- Enhance cross-border payments security and operational efficiency
Why Milestone Technologies?
Forge partnerships that create a lasting impact.
Every payments provider faces unique challenges – from compliance mandates to scalability demands or other areas. At Milestone, we deliver bespoke modernization strategies that address your core priorities while preparing you for the future of payments.
- Proven expertise: Decades of experience modernizing platforms for banks, PSPs, Fintech companies, global merchants, etc.
- Regulatory confidence: Deep alignment with global industry standards across the globe such as PCI DSS, ISO 20022, DORA, CBPR+, data localization requirements, etc.
- Resilient by design: Architectures built for high availability, disaster recovery, and elasticity to handle dynamic volumes
- Global delivery model: Onshore, nearshore, and offshore teams ensure speed, quality, and cost efficiency through multiple engagement models
- Innovation: AI, real-time analytics, and intelligent routing are embedded during modernization, making systems future-ready
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Awards & Recognition
Get exactly what your business needs?
Want to explore how Milestone can elevate your payment systems? Get in touch with us today.
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Frequently Asked Questions
RTP allows instant clearing and settlement of transactions, improving cash flow, customer experience, and operational efficiency.
The functions manage the transmission of ISO 20022 messages across multiple systems, including ingestion and processing of messages.
It involves modernization of platforms to translate the legacy transaction messaging formats to generate ISO 20022 standards-compliant messages while ensuring regulatory compliance.
We enable connectivity to multiple payments networks with smart routing, FX transparency, and regulatory compliance across borders.
Yes. All solutions are built with compliance by design, meeting PCI DSS, GDPR, PSD2, SWIFT CSP, and data localization requirements.